If you love music, this is another level of vibes that we all miss in 2020!

American Specialty is a nationally recognized insurance company managing general underwriter serving the sports, leisure and entertainment industries across the United States and works with the National Association of Mobile Entertainers as their exclusive insurance broker. In order to get these amazing deep discounts on insurance, you must join as a Name Entertainers member first. Each month we will be featuring one of our many entertainer benefits as a N.A.M.E member. This month’s feature is why it’s important to have insurance as a musical group or band.

Q: Why should I have liability insurance?

A: Liability coverage protects you as an individual entertainer and your business from third-party claims of bodily injury, property damage liability and personal advertising injury claims. For example, a guest at one of your performances is injured and sues you as a result of the injury. Or, you cause or allegedly cause damage to a facility that you are using for your gig. Liability insurance is defined to defend you from some allegations.

If you have this much gear, you need to make sure it’s insured!

Q: Why should I have equipment insurance?

A: Your equipment is valuable and often times fragile. Accidents happen! Make sure that you have proper equipment coverage to repair/replace your valuable equipment in the event of damage to your property.

Contrary to most thinking, there are more band members than just the lead singer.

Q: Should I have both types of coverage? Why?

A: Liability and equipment insurance are very different coverages. Liability insurance protects you from lawsuits as outlined above and property insurance is designed to make you whole after a property loss (whole, not better). Insurename.com provides you with 24/7 access to your insurance information when you need it! The ability to produce Certificates of Insurance online and at your convenience, claims reporting and access to a licensed insurance agent.

Bands are covered up to four members with option to add on more!

Q: For musical groups and bands, is there an additional charge if the group or bands have more than four members?

A: We understand the number of musicians in a musical group or band can vary. The musical groups/bands insurance program provides coverage for 2 to 4 group or band members. If your group or band has more than four members, you are able to add on annual coverage for each of your additional members for only $60 per member! Have assistants? We have coverage options for your group and band assistants as well. Each group and band assistant can be added to your policy for only $60 per assistant.

Q: How do we get in touch with ASI?

A: The fastest way to contact American Specialty Insurance (ASI) is by email at express@americanspecialty.com. You can also reach American Specialty Insurance by phone at 877-441-4011 or via our online chat feature.

A sweet guitar like this deserves its own insurance!

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